What Do I Need a PBC For?

When renewals stall and PBCs slow you down, MavRx gives brokers the speed, clarity, and control to own the process.

5 Min. Read -  01 Aug 2025

Hook:

It's renewal season. You're inthe thick of it, rates, timeines, pressure mounting.

Your PBC promised their "top" PBM would deliver. You believed them.

Weeks later, the spreadsheet lands. Costs are up. Promised savings aren't there. Where is that audit they told you they do annually? And the PBM you asked them to quote a month ago? Nowhere to be found.

You can't shake the thought: What do I need a PBC for?

The Scene:

Picture the grind:

  • Weeks for a "basic" analysis.
  • Proposals riddled with errors, omissions, and fuzzy math.
  • Emails chasing answers about cost drivers, program impacts, and alternative PBMs.

When you finally get answers, they're vague: a list of high-cost drugs, a few programs mentioned, no numbers showing the efficacy, or expected financial impact of implementing these solutions.

Meanwhile, competitors are circling and your renewal clock is running out.

The Shift

This is the PBC experience many brokers know too well:

  • Slow and reactive when speed is everything.
  • Opaque on numbers when you need clarity.
  • Limited in scope when you need every option on the table.
  • Recycling last year's playbook when the market demands innovation.

The MavRx Rebellion:

MavRx replaces the PBC bottleneck with speed, transparency, and leverage.

  • Real-time audits & RFPs — in minutes, not months.
  • Every PBM quoted — no "preferred" steering.
  • PMPM Guarantee — capping pharmacy costs and unlocking the competitive stop loss quote.
  • Full control — no chasing emails, no wondering what's missing.

Wisdom from the Trenches:

In my years competing in this space, one truth never changes: brokers win when they control the process. Self-reliance is the edge.

  • Speed matters because you don't have time to wait on someone else.
  • Clarity matters because no one cares about your clients like you do.
  • Control matters because you can't risk being let down.

Most PBC's slow you down. MavRx puts the tools in your hands so you own every step — and every win.

Next Step:

Ready to skip the PBC drama? Pair the Pharmacy Insight Assessment with the PMPM Guarantee and walk into your next renewal fully in control.

[PMPM Guarantee Modeling? →]